JM Financial Products Limited is a Systemically Important Non-Deposit Taking NBFC (NBFC-ND-SI) registered with the Reserve Bank of India. Its short-term borrowings are rated A1+ and long term borrowings are rated AA / with Stable Outlook by ICRA Limited and CRISIL Limited. We are focused on offering a broad suite of loan products which are customised to suit the needs of the corporates, SMEs and individuals. It broadly operates under the following verticals viz. (i) Retail Mortgage Financing; (ii) Bespoke Financing; (iii) Financial Institution Financing and (iv) Real Estate Financing. JM Financial Home Loans Limited, subsidiary of the Company is registered with National Housing Bank (NHB) and is in the business of affordable housing and education institutions lending. We have also ventured into technology-backed real estate consultancy service - ‘Dwello’ wherein, we assist the buyers in various stages of their home purchase transactions. The Company is also into trading and syndication for fixed income paper. We have set up the ‘Investment Grade Group’ division to expand our debt syndication capabilities.